Buying a house is one of the most important decisions you will ever make.  There is so much to consider such as which type of property? Which mortgage provider? How much can be borrowed?  How much deposit is needed? Which solicitor? How much will it will all cost?

We can also help with any current government schemes such as Help to Buy & Shared Ownership.  We can help with all the paperwork involved and liaise with all the relevant departments on your behalf.

With all of this we can help you make the best choices for your first home and guide you through every step of the process.

Moving to your next home can be as daunting as it is exciting.

Moving your mortgage to fund this purchase can be quite complicated.  Most lenders will allow you to move your mortgage to the new property, but you should seek advice to ensure you are getting the best deal.

We can take the worry out of the equation and guide you to the best deal for your new home.

The most popular protection policies are for Life and Critical Illness Protection. The death of a partner is a devastating event for any family, but it can be made worse if you are left with financial problems.

Life protection plans are at the centre of all risk planning and this is the minimum you should have for your family.

Cancer, heart attacks and strokes are the most common critical illnesses in the UK. The good news is that the survival rate is very high, and many people make a full recovery, but during the illness and treatment they are often unable to work, and the family can fall into huge financial difficulties.

We can access a range of providers who can offer all types of policies to fit your budget.

Remortgages can be used for many reasons such as finding a lower rate, home improvements, another property purchase and debt consolidation.

However, most people simply switch mortgage products and lenders to get the best deal and rates. For example; the introductory fixed deal has now finished, your mortgage will move to the lenders standard variable rate (SVR).  This generally will have a higher interest rate but will not have any exit fees.

Moving to a new deal with your current lender may not be the best option, this is where we can help search the whole market.

Having a second property to let to tenants could reap considerable financial rewards.  More and more people have turned to this form of investment to grow their wealth; however, it is not without risk.

Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated than it first appears.   It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.

Recent government changes have made this area of investment needing more advice than ever before.  We have access to the to the whole market and can help find the best deal for you and your investment whether you chose to have 1 property or a whole portfolio.

Your home is typically your most valuable asset and raising a mortgage will mean you will have to arrange building insurance to satisfy the lenders offer.

Home Insurance provides you with peace of mind by protecting your buildings, contents and personal possessions from damage or loss.

We can offer quotes from a panel of the UK’s leading 5* Defacto rated insurers.